> it is straight-up irresponsible to forgo making a contingency plan.

What contingencies can you really make?

Start training a physical trade, maybe.

If this the end of SWE jobs, you better ride the wave. Odds are you're estimate on when AI takes over are off by half a career, anyways.

Working in the trades won’t help you at 40-50% unemployment. Who’s going to pay for your services. And even the meager work remains would be fought over by the hundred million unemployed who are all suddenly fighting tooth and nail for any work they can get.