You can't afford an apartment because the ownership class is working very hard to keep housing prices high while paying you as little as possible for the two decades you have been working. Not because some disabled person elsewhere is struggling to get by on government loans and welfare.

The people keeping housing prices high are the leftist that push regulations that make it impossible to build while importing immigrants who disproportionately use welfare and get starter loans which they then use to push up housing prices without contributing anything to the economy. If this is the "ownership class" I guess stop voting for leftist. But nobody does, they just keep doing it, and housing becomes even more unaffordable.

The right wing here are the only people where I live with an actual viable plan for helping working people, even low class working people. The left makes deliberate choices that everyone knows will make things worse for lower class working people.

The ownership class is doing no such thing. Zoning, regulation, nimby-ism are what keep prices high.