Don't you have to be over 18 to get a credit card in the US? How many wouldn't be able to present a CC or ID?

Aurornis 7 hours ago | parent | next [-]

Age verification requires a document that can be matched to your ID, such as by the photo on your ID card.

Credit cards don't have photos.

> How many Americans wouldn't be able to present a CC or ID?

The number of Americans who don't have a government issued photo ID is estimated around 1%. The number gets larger if you start going by technicalities like having an expired ID that hasn't been renewed yet.

The intersection between the 1% of 18+ Americans who don't have an ID and those who want to fully verify their Discord accounts is probably a very small number.

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Gigachad 8 hours ago | parent | prev | next [-]

At least in Australia you absolutely can have a debit card under 18 and it’s extremely common for adults to not have a credit card.

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jsheard 8 hours ago | parent [-]

> At least in Australia you absolutely can have a debit card under 18

Same in the UK, but Steam uses credit cards for age verification there and refuses if you provide a debit card instead. Evidently the payment backends can tell credit and debit apart.

	▲	monocasa 2 hours ago \| parent [-]
		> Evidently the payment backends can tell credit and debit apart. Yeah those are parallel systems for reasons that amount to technical debt.

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Denatonium 8 hours ago | parent | prev [-]

Only to have your own card. You can be an authorized user on a credit card even if you're under 18.

	▲	jsheard 8 hours ago \| parent [-]
		Ah right. That's no use for verification then, unless there's a way for payment gateways to distinguish the primary user from their authorized users.