Just by their nature, that is inherently untrue.

If your CC is stolen, you are not out all the cash in your account until the dispute is resolved.

If your debit card is stolen, you lose that cash, making it more difficult to pay whatever other obligations you have that period.

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carlosjobim an hour ago | parent [-]

If your debit card is stolen, your bank has to return all money that was used or withdrawn to you. Since it is unauthorized use of your funds. Same for credit cards of course. Such money is returned swiftly.

But the more concerning fraud is when you purchase something and don't receive what you should have received from the merchant. Whether it is due to outright fraud or not. In these cases you will also have your money reimbursed by your credit or debit card.

	▲	aydyn 40 minutes ago \| parent [-]
		> If your debit card is stolen, your bank has to return all money that was used or withdrawn to you. Since it is unauthorized use of your funds. Same for credit cards of course. Such money is returned swiftly. This may be what the letter of the law says but this isn't reality. Using debit puts you at greater financial risk.