Normalization of deviance also contributes towards unethical outcomes, where people would not have selected that outcome originally.

https://en.wikipedia.org/wiki/Normalization_of_deviance

I am moderately certain that this only happens in laissez-faire cultures.

If you deviate from the sub-cultural norms of Wall Street, Jahmunkey, you fucked.

It's fraud or nothing, baby, be sure to respect the warning finger(s) of God when you get intrusive thoughts about exposing some scheme--aka whistleblowing.