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blobbers 2 hours ago

How are they getting medical costs in San Mateo County so wrong.

$11,896 with 2 children? My Kaiser $14K deductible bronze plan costs $2100 a month. That's more like $25K a year, and that's before I use it... the only reason I have it is in case something traumatic happens. This is the cheapest plan I can get on covered california.

brendoelfrendo an hour ago | parent [-]

I assume that's not an employer sponsored plan? You can read the methodology for more, but their data is a mix of a) how much people pay into employer-sponsored health insurance plans, b) individual and small group insurance market information, where available, and c) estimated out-of-pocket expenses not covered by insurance. If you're buying a plan through a marketplace, you are almost certainly going to come in well above the median for your area.

blobbers 23 minutes ago | parent [-]

Covered California (as indicated in my message) coveres 2M out of the 40M people in California, or 5% of the population.

Typically, it tends to cover the bottom of the income level, aka the folks who are trying to get a living wage.

Seems like their methodology is a little broken, wouldn't you agree? My out of pocket is a 14K deductible on top of 25K in premiums.