At least for me, the game-changer was realizing I could (with the help of AI) write a detailed plan up front for exactly what the code would be, and then have the AI implement it in incremental steps.

Gave me way more control/understanding over what the AI would do, and the ability to iterate on it before actually implementing.

Indeed. This is very much the way I use it at work. Present an idea of a design, iterate on it, then make a task/todo list and work through the changes piecemeal, reviewing and committing as I go. I find pair design/discussion practical here too. I expect to see smaller teams working like this in the future.

For small personal projects, it's more vibey.. eg. Home automation native UIs & services for Mac & Windows, which I wouldn't otherwise start.. more itches that can be scratched in my limited time.