There is no shortage of money to build housing. There is an abundance of regulatory burdens in places that are desirable to live in.

Its not due to a lack of money that housing in SF is extremely expensive.

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ajam1507 10 hours ago | parent [-]

SF is not the only place where housing is expensive. There are plenty of cities where they could build more housing and they don't because it isn't profitable or because they don't have the workers to build more, not because the government is telling them they can't.

	▲	loeg 4 hours ago \| parent \| next [-]
		It is expensive in those other places for similar reasons as SF -- the government either tells them they can't (through zoning), or makes it very expensive (through regulation, like IZ / "affordable" housing), or limit profitability (rent control), or some combination of the above. All of these reduce the supply of new housing.
	▲	zeroonetwothree 3 hours ago \| parent \| prev \| next [-]
		Generally the cities where housing is expensive are exactly the ones where the government is telling people they can't build (or making it very expensive to get approval). Do you have a specific example of a city such as you claim?
	▲	WillPostForFood 5 hours ago \| parent \| prev [-]
		Which cities, for example?