Agreed. This could be a blessing in disguise. However, my money is on: nothing changes— it all simply keeps getting less secure, more complex and brittle until the heat death of modernity.

There is a whole growing industry depending on it..

Most likely. Except:

> it all simply keeps getting less secure, more complex and brittle until the heat death of modernity

Is it modernity? Seems more likely to be archaic economic systems captured by elites and incentivizing the wrong behaviors on all levels.

I've already seen the change in my lifetime.

Need to bring water bills, credit cards, etc... Although not sure how this would work for a 18 year old with 0 of these ahead of time.