Much of this 'configurability' is there only to allow SAAS. Normally, a mid and small business does not need to tune their IT that much all the time. This is some wet dream it IT service providers' heads. In reality most business (perhaps 80% of it) can work with very old systems, and there are so many examples that prove the statement, that I wouldn't even care to make a list.

> Does a bakery having it's own give it enough of an advantage? 50 bakeries of the same franchise may benefit from it. But it does not need to be SAP or Dynamics365 or something along this line to work. People been doing business with text-mode AS360's for ages, and nobody complained. Coca Cola was using AS-something for the warehousing in 2004, while it was already discontinued for years.

"Much of this 'configurability' is there only to allow SAAS"

ERPs and CRMs were highly configurable long before SaaS.