I've got a belt like this [1] which works great. It is a braided belt and the prong on the buckle simply goes through the braiding so you in effect can have a hole wherever you want one.

I often adjust it depending on what I'm doing and after a few years I've not noticed in damage or degradation from sticking the prong through the braid.

[1] https://www.walmart.com/ip/George-Men-s-35MM-Black-Stretch-B...

That one reminds me of the NATO straps popular in combination with Casio watches, I used to have that.

But for a belt, I also have (used to have?) a canvas belt with a buckle that would pinch the belt instead of go through it. Two actually, the one had two D-rings, the other had a more involved system with a bar going through a slotted box of sorts.