This is exactly the right analogy here.

FSD is very very good most of the time. It's so good (well, v14 is, anyway), it makes it easy to get lulled into thinking that it works all the time. So you check your watch here, check your phone there, and attend to other things, and it's all good until the car decides to turn into a curb (which almost happened to me the other day) or swerve hard into a tree (which happened to someone else).

Funny enough, much like AI, Tesla is shoving FSD down people's throats by gating Autopilot 2, a lane keeping solution that worked extremely well and is much friendlier to people who want limited autonomy here and there, behind the $99/mo FSD sub (and removing the option to pay for the package out of pocket).