Exactly.

It feels like people think they are something new and novel that there is something technical about them that one needs to learn.

"Skills" are just readmes on particular subjects. They can be for whatever purpose you want them to be. Any time you find that you need to repeatedly tell the agent about something, you can put it in a "skill".

You don't even have to follow the skill standard and use the standard folder and filenames. That's just so the agent can auto find and load them. You can name them whatever you want and put them wherever you want and just add them to context yourself when you need them.