And they're still doing anything except addressing the grievances that lead to that.

EDIT: I think you mean "allegedly"

tbrownaw 13 hours ago | parent | next [-]

> doing anything except addressing the grievances that lead to that.

Well yeah, it's not exactly easy to get everyone to understand that insurance isn't magic and money out has to match money in.

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gretch 13 hours ago | parent | next [-]

According to this source, united healthcare profits were $14B in 2024. https://www.healthcaredive.com/news/unitedhealth-unh-2024-re...

So yeah, money out not matching money in is exactly the problem.

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tbrownaw 12 hours ago | parent | next [-]

So a bit under 5% per the rest of the numbers in that link.

	▲	delecti an hour ago \| parent [-]
		I can't find the detailed breakdown for 2025, but in 2024, they took in $308bn in premiums and paid out $264bn in medical costs. So even ignoring all of the downstream and systemic problems caused by insurance existing as a for-profit entity, they're taking 14% off the top just to exist as a middle-man. https://www.unitedhealthgroup.com/content/dam/UHG/PDF/invest...

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nradov 12 hours ago | parent | prev [-]

About half of those profits were from the Optum side of the business, not from insurance.

	▲	throwaway173738 an hour ago \| parent [-]
		If you’ve had UHC you’d know very well that Optum is intimately tied to their insurance business. UHC just “administers the plan” while Optum controls plan decisions. So when there’s a problem, which there always is with every claim more complicated than a PCP visit, you get bounced between both companies for hours until you find someone willing to take responsibility for answering questions.

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freeopinion 13 hours ago | parent | prev [-]

Money out had better not match money in or the insurance company will be in a lot of trouble.

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brewdad 12 hours ago | parent [-]

Imagine if we removed the need for insurance to turn a profit.

	▲	NoMoreNicksLeft 12 hours ago \| parent [-]
		Imagine if we removed the need for life to turn a caloric profit.

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BobaFloutist 17 hours ago | parent | prev [-]

Right, because most people recognize that the US has become sufficiently polarized and radicalized that "If enough people are mad at you, a complete stranger might shoot you" is not a theory of change we want to encourage. Yes, even for causes we agree with, most adults in the room understand that "people being mad at you" is pretty independent of how righteous your cause is, and even how civil and thoughtful you are in pursuing it.

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cucumber3732842 35 minutes ago | parent | next [-]

>because most people recognize that the US has become sufficiently polarized and radicalized that "If enough people are mad at you, a complete stranger might shoot you" is not a theory of change we want to encourage.

God forbid individuals and organizations not choose paths of action that "low level piss off" millions of people such that their chance of being at the business end of some outlier who will actually do violence upon them is non-trivial.

It's not hard to not be "the thing" in any given crazy's life they choose to go out with a bang over, especially if you're not something they deal with every day. If that means that the default amount of screwage your organization applies needs to be dialed back, or that you must clean house a little better or more often then cry me a river.

>most adults in the room understand that "people being mad at you" is pretty independent of how righteous your cause is

Except it's not. The "budget" you have to wrong people and cause despair before people would be apathetic to violence done upon you is pretty directly coupled to the amount of good you do to offset your harm.

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15 hours ago | parent | prev | next [-]

[deleted]

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_heimdall 14 hours ago | parent | prev [-]

Are you claiming that the most likely proximal cause for his murder was the legal ability to print a gun rather than any concerns or grievances the shooter may have had related to the healthcare industry or United Healthcare specifically?

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BobaFloutist 13 hours ago | parent [-]

Yes, I think access to firearms affects the murder rate.

	▲	_heimdall 9 hours ago \| parent [-]
		That wasn't the topic though. Are you saying the United Health CEO's murder was motivated primarily by access to printing guns on a 3d printer?