restic and kopia should work decently, if with a bit of setup, I think both can just mount backup as FUSE filesystem

The backup system that silently breaks when it doesn't like something in backend is not worth time

I did indeed switch to restic for everyday backup. Here I wrote about how to set it up so it has full disk access, uses TochID to access the secret and runs daily: https://github.com/patte/restic-macos-app