You are confusing concepts.

What the original article described is an engineer who could not stand by and let a painful problem with an obvious solution not be solved. the key point of the so called wolf is the obviousness of the solution. it was. ot obvious to anyone else, and to anyone else it would have been a major investment. the 10x does not come from frantic coding, it comes from a comprehensive and unique understanding that translates to code quickly due to motivation and understanding.

Process does not make an org more efficient. it makes it more consistent. if the baseline efficiency is low, the consistency of an improved set of work practices will ofcourse improve efficiency.

What a process often does is overfitting. Overfitting to the most common buiness need, sometimes overfitting to the noisiest patholgies seen.

The problem with process overfitting is that it excludes efficient solutions for problems that don't fit the previous set of business needs, or are not at risk of the previous set of pathologies. sometimes the process has a good pressure valve for this, pull the andon cord. do some kaizen, fire up the CMM level 5 KPAs. but sometimes just applying bespoke judgment is better.

I have been the wolf he describes. I also have been the manager he describes who lets the wolf have space and stand up for themselves. i have also been the manager who creates process and worflows and alignment and blah blah to dampen the noise of individual agency.

tech debt is an orthogonal concern.