I know that's not what you really meant, but as an unrelated tangent, modern cars are safer exactly because they're not built like tanks. The car crumpling up even at the smallest of crashes is good, because the more the car crumples, the less any of the impact is transferred to the passengers. It might mean the car is totaled and you need a new one, but that's better than someone in the car being totaled.

Yes, modern cars are superior when it comes to safety. But the daily experience is orthogonal to this since most people have serious accidents very infrequently. In your daily experience reliability and economy is more important.

And in computing, having a bit of downtime 1-2 times per year is often a price worth paying if avoiding it requires 90% more cost and effort. (Of course, people end up having downtime anyway because they have something so complex that they have 100x the number of ways something can fail).