Do I hoard notes/links? Yes.

Do I struggle to turn them into actions? No.

Do I struggle to keep them organized for later reference? All the time.

Do I use Obsidian? No.

I actually use Joplin, which I switched to after deciding I needed to dump Evernote. And before then (and somewhat simultaneously with), I used a pile of disorganized text files (sometimes shared via DropBox).