Following the most recent in a long line of data breaches (AFLAC this time), I am wondering if it is worth taking advantage of their 24 month free CyEx Medical Shield.

Has anyone ever used one of these after a breach? Any compelling reason not to use it?

I froze my credit at the 3 bureaus. I figure this is enough of a stumbling block that they’ll move to the next person in the breach. I’d rather stop anything from happening than have a company claim they can clean it up once it happens.