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juliie 4 hours ago

Can I install my banking apps? Is there a Google pay equivalent?

As much as I want open source, I really don't think it's there yet for most people.

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pmlnr 4 hours ago | parent [-]

> Can I install my banking apps?

Choose a bank with viable web banking.

> Is there a Google pay equivalent?

It's called a debit/credit card.

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Macha 3 hours ago | parent | next [-]

> Choose a bank with viable web banking.

There are five options in my country, 3 of which require app push based 2FA to log into the web interface and 2 of which only have an app interfere.

Maybe I could get a EU bank from another EU country but my employer will not accept an out of country account for salary deposits because it makes their tax life difficult and my mortgage provider doesn't trust foreign accounts either.

> It's called a debit/credit card

Since about two years ago, activating a card requires the app.

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Cu3PO42 2 hours ago | parent | next [-]

> Maybe I could get a EU bank from another EU country but my employer will not accept an out of country account for salary deposits because it makes their tax life difficult and my mortgage provider doesn't trust foreign accounts either.

I do not doubt this is happening, but it is forbidden under SEPA. All IBANs, no matter from which member country, must be treated equally. Unfortunately, "IBAN discrimination" happens quite frequently still. The European commission recommends filing a complaint with your national governing body.

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clort 2 hours ago | parent | prev | next [-]

https://en.wikipedia.org/wiki/List_of_banks_in_the_Republic_...

so Eire has 5 significant banks, and 15 'less significant'. There are also 276 Credit Unions, I don't know if they are useful. (I had a Credit Union account in the past, could send/receive online but no payment card)

(I don't know their suitability, but there are more than 5 options in your country)

	▲	Macha 2 hours ago \| parent [-]
		Of the "significant banks" listed, only AIB and Bank of Ireland do consumer bank accounts. I suspect the presence of the others is more to do with wanting an EU entity for targeting larger EU markets than the Irish domestic market. For example, Citibank only expanded from "large tech multinationals" to also "mid sized businesses that are planning to scale internationally" in 2023 [1] Also on that Wikipedia page are Dell's private bank, Danske Bank (closed their Irish retail business in 2013), Klarna (sort of banking-adjacent, but they're not giving you a current account), etc. The 5 banks offering retail consumer accounts nationwide are AIB, permanent TSB, Bank of Ireland, Revolut and N26. The first 3 are the surviving brick and mortar banks and the latter 2 are recent-ish neobank entries. Credit unions are limited to serving customers in their local area. The one credit union who's catchment area I'm in also requires app based 2FA. [1]: https://www.rte.ie/news/business/2023/0925/1407279-citi-to-g... (Side note: The name of the country in English is Ireland, the name in Irish is Éire - using the accent-less Irish name in English was promoted by the UK government and BBC because they didn't want to recognise the name of the country prior to the GFA in 1998. Most people will also accept Republic of Ireland if you need to distinguish from Northern Ireland, even though that's technically not the name)

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direwolf20 2 hours ago | parent | prev [-]

Your employer's tax obligations should depend on where you live and where they live and where the work happens, not where your bank account is.

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matwood 2 hours ago | parent | prev | next [-]

Saying 'don't use those things' is not a viable solution. It's like when I was trying to move to linux a couple years ago I asked for help getting HiDPI/scaling to work and there were many responses saying 'who needs that?'

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g947o 2 hours ago | parent | prev | next [-]

If you are a normal human being who doesn't enjoy suffering, you'll give up the idea of doing web bank on a mobile phone.

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nkrisc 2 hours ago | parent | prev [-]

Most people don’t want to rearrange their life around what their phone can’t do.