In the technofeudal new world order, your smartphone is not just a device, it is your gov issued digital ID/wallet

The Apple/Google OS duopoly exists by design, they view bootloader unlocking and sideloading as threats because they break that control

They want to be able to define and/or revoke your existence in the system

No escape, because no alternative

Exactly. For most people not having a bank app, probably no digital payments due to that, and no government-issued digital ID is too much friction to even consider any alternative.