> Purpose 1: Minimize Costs of Change

The cost of change is radically increased using micro services.

With microservices you scatter the business complexity across multiple services and lift a considerable amount of complexity from the easily testable code base and into the infrastructure.

IMHO doing a micro service architecture for this reason is horrible.

You are right but from a different context. In a well thought out microservice architecture, you will not have business logic scattered across multiple services.

We have had instances of microservice architecture where doing one change required changes in 4 different microservices defeating the whole point. Obviously this is bad.