It’s not about engineers being lazy, it’s about money.

Trying to resist building ethically questionable software usually means quitting or being fired from a job.

No this is lazy. Microsoft shouldn’t have access to your keys. If they do, anyone who hacks Microsoft (again) also has them.

I agree with you, but also think this is only true because we as an industry have been so completely corrupted by money at this point.

In the 90s and 00s people overwhelmingly built stuff in tech because they cared about what they were building. The money wasn't bad, but no one started coding for the money. And that mindset was so obvious when you looked at the products and cultures of companies like Google and Microsoft.

Today however people largely come into this industry and stay in it for the money. And increasingly tech products are reflecting the attitudes of those people.