I mean, most web application backends don't implement TLS at all, under the assumption that you're using it alongside a reverse proxy. Most of the time this is nginx, but if you want to ensure no bugs are introduced on the HTTP level by the reverse proxy, stunnel is a perfectly fine option.

Right! That, or I otherwise encounter some kind of asymmetry where one side, whether it is a client or server, implements/requires speaking TLS whereas the otherside isn't readily equipped to do so.

I've found stunnel a godsend for bridging the gap. Granted, I am more of a sysadmin-ey type where a few times I've had to abruptly/quickly get something up and running.