Don't you think the 2 to 4% is built into the prices of every merchant that accepts credit cards, big or small?

It's not a great system but it's what we have so using debit instead of credit does mean losing out.

At the big box stores absolutely they have it worked in to the prices. I have no idea if the local mom and pop shops are working that 2-4% into their prices or not.

	▲	tyre 10 hours ago \| parent [-]
		Yes, they do. They understand where their margins go and the fees on credit cards are a huge one. They simply don’t have much of a choice.