That is a completely valid threat model analysis, though? "Just hope no bad guy ever gets into the safe" is rather the entire point of a safe. If you have a safe, in which you use the contents of the safe daily, does it make sense to lock everything inside the safe in 100 smaller safes in some kind of nesting doll scheme? Whatever marginal increase in security you might get by doing so is invalidated by the fact that you lose all utility of being able to use the things in the safe, and we already know that overburdensome security is counterproductive because if something is so secure that it becomes impossible to use, those security measures just get bypassed completely in the name of using the thing. At some level of security you have to have the freedom to use the thing you're securing. Anything that could keep a bad guy from doing anything ever would also keep the good guy, ie. you, from doing anything ever.