> Are they really late? Has everyone started using agents and paying $200 subscriptions?

The $20/month subscriptions go a long way if you're using the LLM as an assistant. Having a developer in the loop to direct, review, and write some of the code is much more token efficient than trying to brute force it by having the LLM try things and rewrite until it looks like what you want.

If you jump to the other end of the spectrum and want to be in the loop as little as possible, the $100/$200 subscriptions start to become necessary.

My primary LLM use case is as a hyper-advanced search. I send the agent off to find specific parts of a big codebase I'm looking for and summarize how it's connected. I can hit the $20/month windowed limits from time to time on big codebases, but usually it's sufficient.