I drive it to avoid burning gas, while not being dependent on electricity alone - not to save money.

For three years my plug-in hybrid let me commute 50 miles daily on next to no gasoline.

I still don't think that perspective is rational. It saved at most 1 gallon of gas per day from being burned, and you still burn gas on longer trips.

I drive a plain ICE engine, but I plan for my next car to be a full EV for the reasons you state, plus the savings on gas for all miles driven (and I have driven 30k miles in the past year).