> payment is a huge barrier to commerce these days, people think LLMs will change the world, but payment tech/laws will have a bigger effect in my opinion.

Having a native way to send micropayments on the web without having to pay a huge % of that transaction to Visa/Mastercard and Stripe and Co would be such massive game changer when it comes to this stuff.

As a silly example, every time I collect 1$ for my 1$/month club I actually get ~70c which is wild.

I agree with you, if there was a better way to directly send small amounts to people running interesting sites or projects the whole landscape could change.

And I also agree that a change in attitude is needed. I appreciated your comment.