> Because when you don't do this, people get scammed out of money.

No, only when you don't do this and nothing else to improve security. You're presenting a false dichotomy.

> If there is a series of buttons you can press to circumvent the anti-scam measures, then the scammers simply walk you through pressing those buttons.

If the scammers can walk somebody through doing all that, why would they stop at just asking them to send money over to them "to safekeep it because of a compromised account" or whatever the social engineering scheme of the week is?