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| ▲ | gabrielhidasy a day ago | parent | next [-] | | I'll bet the confusion stems from the rest of the world having essentially forgotten what is a check/cheque almost a generation ago. I only used them twice in my life, last one was in 2012 and I had to get a supervisor at the bank to find the procedure to get a checkbook at the time. | | |
| ▲ | SoftTalker a day ago | parent [-] | | In the US, a lot of small employers still issue paper payroll checks. | | |
| ▲ | finaard a day ago | parent | next [-] | | The last time I (EU) touched a check was in 2006 - my elderly landlord used that to refund overpaid utilities. I had to google what to do with that thing - the bank I was with wasn't handling checks at all, so I had to go to a branch of a different bank. And even there they first had to look up what to do with that thing. | |
| ▲ | ryandrake a day ago | parent | prev [-] | | Maybe it's different for non-homeowners or people without kids. Just looking back at my records for about 2 years, I've written 36 paper checks in that time, not including the "online bill pay" provided by my bank which are often just physical checks they send in the mail: Kids extracurricular activities, school PTA donations, memberships in local clubs, pool service, home improvement jobs like fences and concrete, appliance repair, and, of course, property taxes. | | |
| ▲ | SoftTalker a day ago | parent | next [-] | | Last check I wrote was for some car repairs at a local shop, where using a credit card would add a 3% premium. I agree, local services and contractors are some of the last people who you still can't pay electronically, but it's getting increasingly rare. Most will now at least take Venmo/Zelle. I do own a home but find that almost everything can be paid online now. I write just a few paper checks per year. Even my taxes I pay on the state or IRS website (with ECH, so effectively a check but without the paper). | |
| ▲ | lotsofpulp a day ago | parent | prev [-] | | I’m a homeowner and have kids, and I’ve never written a check in my life. I can login to Bank of America and have them print and mail a check for free, but the recipient has to wait. I only have to do this rarely, and it’s always because the recipient wants to charge a “convenience fee” for having me pay with ACH or debit card or credit card. (The seller is assuming people would rather pay an extra $3 to $5 to not have to write a check or mail anything). |
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| ▲ | themafia a day ago | parent | prev | next [-] | | What's hilarious is that at the end of the day your transaction is added to a text file and sent along with the image to the Federal Reserve Bank Clearinghouse via SFTP. It's then communicated back to the other bank in the exact same way. | |
| ▲ | ErroneousBosh 16 hours ago | parent | prev [-] | | Oh, cheques. I don't think I've seen one of those since the early 90s. Do people still use them? | | |
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