> than have a spider drop from the door frame on an invisible silk thread and slam into my face, or run across my pillow

Rare if ever happens. Maybe 5 times in your life time. I will pay that cost any day. I have made friends with spiders. Flies spread diseases, spiders eat them. Spiders seldom bite humans and when they do, it’s nowhere near as bad as getting scratched by a cat.

For what it's worth, it happens to me about 5 times each summer. But I also welcome spiders as pest control, so it's not a surprise, and I forget all about it 5 seconds later.