I think the benefits of either clean code (sepearate methods) and commenting "what" are of different kind:

- clean code one, for me it just reads easier, specific bits of the larger operation are not surrounded with noise coming from other bits like it is in the commenting "what" one. I can focus more on each step, and that can make it easier to spot a bug or to refactor/adjust/extend, as now I'm more like on a given page of Lego set instructions

- the commenting of "what" one - yeah, this obviously makes it quicker (but probably not easier) to see the larger picture. It has benefits, but I believe this helps more hacker/scripter kind of people than programmers