I've never once asked a question on there Mostly because you can't unless your account has X something-points. Which you get by answering questions.

This threw me off so much when I got started with programming. Like why are the people who have the most questions, not allowed to ask any...?

Are you sure? You can post questions even with a completely new blank account. It's comments that require some reputation, maybe you were thinking about those?

You don't need any reputation to ask questions, you only need to create an account.