Yeah. If you're not an ISP or other LIR yourself, the correct path is to ask your ISP or a third-party ISP for a provider-independent allocation. This costs a nominal fee, about $50 per year.

I only know anything about RIPE policies but I gather the PI address processes and fees are very similar between RIPE and ARIN. RIPE has many members that are willing to handle address allocations for the RIPE fee plus 20% (so 60€ per year) and without bundling any other services.