> Tastes differ, but 30-45 minutes a month to hand-key data (or write the scripts that avoid that) isn't my taste.

I'd wager it isn't most peoples' taste, which is why the off-the-shelf cloud-based options are as popular as they are. I see people in here doing things like writing PDF statement parsers and then dealing with the maintenance that this strategy entails whenever formatting changes and, well, I appreciate the people to whom this appeals, but I am not one of those people. :)