> If OpenAI became insolvent or declared bankruptcy, their intellectual property wouldn’t disappear or become useless

Yes but with all stock growth being in AI companies it would tank the market for one. Secondly, all of those dollars they are using are backed by creditors who would have a default. short of another TARP (likely IMO, the US NEEDS to keep pumping AI to compete with China) .... it could scare investors off too..

Plus with the growth in AI effecting the overall makeup of the stockmarket, something like this hurts every Americans 401k