Sure - if you don't want to do demosaicing on the camera, that's fine. It doesn't mean there is not an algorithm there as an option.

If you care about trying to get an image that is as accurate as possible to the scene, then it is well within your interest to use a Convolutional Neural Network based algorithm, since these are amongst the highest performing in terms of measured PSNR (which is what nearly all demosaicing algorithms in academia are measured on). You are maybe thinking of generative AI?