I mean it depends, does your Bayer-to-JPEG pipeline try to detect things like 'this is a zoomed in picture of the moon' and then do auto-fixup to put a perfect moon image there? That's why there's some need to differentiate between SOOC's now, because Samsung did that.

I know my Sony gear can't call out to AI because the WIFI sucks like every other Sony product and barely works inside my house, but also I know the first ILC manufacturer that tries to put AI right into RAW files is probably the first to leave part of the photography market.

That said I'm a purist to the point where I always offer RAWs for my work [0] and don't do any photoshop/etc. D/A, horizon, bright adjust/crop to taste.

Where phones can possibly do better is the smaller size and true MP structure of a cell phone camera sensor, makes it easier to handle things like motion blur. and rolling shutter.

But, I have yet to see anything that gets closer to an ILC for true quality than the decade+ old pureview cameras on Nokia cameras, probably partially because they often had sensors large enough.

There's only so much computation can do to simulate true physics.

[0] - I've found people -like- that. TBH, it helps that I tend to work cheap or for barter type jobs in that scene, however it winds up being something where I've gotten repeat work because they found me and a 'photoshop person' was cheaper than getting an AIO pro.