Oh they have agency. They also have bills to pay, families to take care of and many other obligations that folks of privilege do not need to be bothered with. It is immediately obvious how privileged we are compared to many others who are not a liberty of designing their lives or careers.

>They also have bills to pay, families to take care of and many other obligations

I honestly don't get your point. I also have bills to pay and a family to take care of. Almost everyone does. I can't just quit my job and spend my life sunbathing on a sunny island, even though that sounds way better than my office job.

The number of people who have so much that they don't ever need to worry about bills or affording a family is tiny, even among HN users. This is also not what "designing your life" is about.

To be clear, I acknowledge my privilege - I have a relatively high salary (but not US-high, not even 6 USD figures) and don't need to worry about day-to-day survival. I just fundamentally disagree that there is some threshold below which people can't make decisions about their own life or career.