When you pay $1000/month for health insurance and $2000/month for housing.. $200 for something you actually enjoy isn't so bad.

Would you be homeless for 3 days a month so that you could have 30 days of AI?

Not a serious question but I thought it's an interesting way of looking at value.

I used to sell cars in SF. Some people wouldn't negotiate over $50 on a $500 a month lease because their apartment was $4k anyway.

Other people WOULD negotiate over $50 because their apartment was $4k.