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andrewaylett 5 hours ago

One thing I didn't think Patrick quite explored enough: there's a big difference between someone asking you to pay using a gift card and you asking to pay using a gift card.

The examples he gives are predominantly around giving people the option, while the scams are very much pushing a requirement.

If someone wants you to get a gift card to pay them, and won't take cash or credit? Scam. If you have a gift card already and someone's willing to accept it in lieu of cash? Probably no more likely to be a scam than any other vendor?

cedilla 4 hours ago | parent [-]

I completely agree. I struggle to think of any legitimate business that would allow only gift cards. Maybe some privacy oriented VPN providers?

In any case, I think this is almost a willful misunderstanding. Not only does it attack the straw man of "no one ever gets legitimately paid in gift cards", but literally the first counterexample, Paysafecard, isn't a gift card!

jonhohle 3 hours ago | parent [-]

Blizzard runs several popular games where you need to buy their currency before you can buy anything. I don’t know if it’s the case anymore, but Microsoft used to require Xbox Gold to purchase games. Usually this requires locking more up than the purchaser intended to spend.

Terr_ 3 hours ago | parent [-]

AFAIK in most games or storefronts with a real-money exchange pipeline, the resulting units are simply not gift-able. Being unable to exchange value with other users makes it qualitatively different.

In other words, you spend regular money for company-points, but thereafter you can only spend the company points on things that cannot be transferred. While there is certainly a cynical aspect to locking up customer funds, it makes it a lot easier to handle things like fluctuating currency exchange rates, and simplifies refunds within the points-store.