I agree. I use passwords with TOTP whenever possible. Passwords in a locally stored database (such as KeePassXC) can be easily shared. TOTP using Google Authenticator can also be easily shared, not just with my partner, but also among my own devices. Right now I see this as a much better, simpler, and much easier to understand option. BTW, the "easier to understand" is a big feature. Passkeys seem to be complex; just look at all the arguments about them in these comments. And where there is complexity there is vulnerability.