Klarna, now there's a company that seems to have no idea what direction it's going in. In the past month, they've announced they're going to be at the forefront of Agentic AI for merchants so... agents can figure out what merchants are selling? They're somehow offering stablecoins to institutional investors to use USDC to extend loans to Klarna? And then they're starting some kind of credit-card rewards program with access to airline lounges?