On flip side not having telematics on your most expensive assets (house, car and health) is negligence.

There’s a difference between the owner having telemetry on their own car, and the manufacturer having telemetry on the cars they’ve sold. One is taking care of your assets, and the other is spying on customers.

Are you saying that not monitoring e.g. heart rate constantly through some electronic device that sends the data somewhere (let’s assume somewhere under my control) is negligence?