Incentives don’t remove agency. They might have incentives… but these are awful scum who deserve nothing but contempt

No but it provides a framework to begin thinking about ways we can protect the vulnerable from these contemptible but totally predictable bad actors.

For example, families forced to publicly beg for money to provide their sick children with treatment. What societal structures enable this situation to occur? Who is profiting off of this structure?

Well, that's a pretty bold stance. Scammers who steal from dying children are bad people? Geez...