Whether taxes, health insurance, the Church, or gofundme, technically all life saving care is mostly crowd-funded. Maybe not in some Wild West dystopia, but generally the pooling of funds seems to work better than solo funding.

Involuntary, progressive crowdfunding through government threat of violence (taxes) seems to work better than the other methods and most consider it humane. Americans have shown little interest historically in doing the humane thing, unfortunately.

Taxes: the price one must pay for civilization.