Utterly perplexing you've backed off with a scathing 'Sorry, I can't engage' after literally contracting yourself plain as day a few comments up.

I think you can't understand his analogy no? Without taking it literally to the point of making it your entire life's purpose to counter the point?

How about this: You have a 1 in 100,000 chance of eating an M&M which literally drains your bank account and you have to eat hundreds or possibly thousands of M&M's per day.

(some of your dreaded hyperbole for transactions)

Would you dig in to that bowl? There's shouldn't be a miniscule percentage chance of your entire livelyhood being ripped away and locked forever without recourse simply by using a certain payment platform. Is that fair? Or are you still intent on stepping on the cosmic merrigoround of potential ruin without a care in the world?