I think we are saying almost the same thing. I have iCloud storage, pay for one Google storage and have Office365. I use all three.

But, we travel a lot, it’s a hobby of ours. Being able to see on a map where the pictures were taken is important. iCloud Drive and Google Drive preserve all of that information and the accompanying Live Photos, and depth information. One Drive doesn’t.

But I’m okay with a two full Fidelity sources and one low Fidelity backup.

100% with you there!

Having location data is very desirable, and searching my library without it would be painful!

I'm also a huge fan of how iCloud and Google Photos can search my photos just by a description. (not sure if One Drive can, never tried).

I'm horrified when I talk to people who only have their photos on their phones, with no additional iCloud storage. They have no additional backup at all.