Apple is perfectly happy to take money from criminals though. My grandmother bought some Apple gift cards from a supermarket which turned out to be fake. The cards on display had been replaced/modified in a way that upon purchasing them it activated another card held by the criminals. Apple refused to take responsibility and so did the supermarket. Gift cards are loved by scammers as a way to receive and launder money, they should be subject to much more scrutiny and have stronger AML mechanisms.